A GON Reader Asks

Hi Maria,

I get a lot of mail each day and I own a shredder. I shred practically everything before recycling it, but my husband feels my shredding is a bit over-the-top. Still, better safe than sorry, right? What are your thoughts?

This Reader Question was submitted by:

--Deb R., Wauwatosa, WI


Maria Gracia responds...

Hi Deb,

Thank you for your note. I'm so glad you have a shredder, and that you're shredding. Identify theft is no fun and nobody thinks it's going to happen to them...until it does.

As a rule of thumb, papers that contain any of the following should be properly shredded before they're recycled:

1) Any paper that contains an account number...social security number, bank account number, retirement account number, insurance account number, old passports, old driver's license, etc....even if it's a closed account

2) Credit and loan offers

3) Prescription drug information

4) Balance transfer checks

5) Any other paper containing financial or personal information that you don't want to be compromised. By the way, you may not realize that this includes your airline boarding passes

For papers that only have your name and address on them, it's not absolutely necessary to shred these. Your name and address are pretty easily obtainable. I would shred anything, however, with your phone number on it.

All being said and done, in my mind, it's easier to just shred everything before you recycle it. If you have a good, fairly fast shredder, it only takes a few minutes per day. After all, a) it's better to be safe than sorry, like you said and b) you won't have to waste time deciding whether or not to shred it.

--Maria

P.S. I've been called 'over-the-top.' Do what I do and take it as a compliment!

P.P.S. For my GON readers hoping for a suggestion on a good quality shredder, here's one on Amazon:
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Warmly,

Maria Gracia
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