This week, we're focusing on organizing everything money-related. Today is Day 5 and we'll be continuing with this subject for a total of 7 days. Here goes...

____ 13. Choose cards that earn rewards. If you pay your credit card bills off every month, using cards that earn you rewards is a very good idea. You can earn merchandise, airline miles, cash back and other rewards by using your credit card. But...and I cannot emphasize this enough, if you're not paying your credit card bills completely at the end of the month, the interest rates you are paying are likely not worth the rewards you're earning.

____ 14. Take the time to go through the charges on your bills. Getting a bill that includes an item you didn't pay for is not fun, but it happens. A few times now, I've been charged for a trip to India that I did not take and a computer that I did not purchase. Every now and then, there will be a fraudulent charge on your credit or debit card. Sometimes, a thief will charge a small amount on your credit card, just to see if he/she can get away with it... and often they do because a lot of people never look at their itemized charges. You certainly don't want to be paying for charges you didn't make, or giving a thief the go-ahead to make a huge purchase on your card. In addition, some legitimate companies simply make mistakes. For instance, we were charged twice for one purchase we made at a supermarket...it was a computer error. Bottom line, go through your bills with a fine tooth comb. In addition, we have our credit cards and debit card companies send us an email with daily charges, so if something is in question, we catch it that day, rather than at the end of the month when our statement arrives.

____ 15. Are all your bills really necessary? Make a list of all your bills. Are all of them 'life or death' bills...or are some of them kind of unnecessary? For instance, are you paying for a gym membership you never use, cable service even though you hardly ever watch TV, a newspaper or magazine subscription you rarely read, etc.? Making a list and getting all of those bills easily 'visible' may convince you to cancel some of the unnecessary ones.

To fast forward to making your debt disappear, visit:

getorganizednow.com/rd-leo.html

Getting and keeping your finances and financial health organized are both important aspects of good organizational habits. Today, I'm going to introduce someone to you who can help, if you need it, with your finances.

Leo Quinn, finance guru, has been providing financial education since 1997. He has been helping people live better lives by teaching them how to get rid of debt that's weighing them down, and by providing them with information that gives them financial freedom, security, and extra spending money as well.

I've known Leo Quinn for years now. He has been to my house. I've cooked dinner for him. I (and my family) have met up with Leo annually on trips to the east coast. I don't only consider him a business associate, but a good friend as well.

Leo has a program, called 'How to Own Your Paycheck Again' that is surprisingly simple. Once you understand it, it is very easy for anyone to follow...and it works regardless of your financial situation, your current job situation, or even the country you're from.

When you get it, you'll discover how to finally get control of your personal debt, and get rid of it...very quickly.

You'll learn:

* What to do if you can't always pay your bills on time

* Why paying off high interest debts first can be the slowest way out of debt

* Why paying extra money on more than one of your debts can actually keep you in debt longer

* Why having many debts can actually help you get out of debt faster

* Why your debts are often the very best investment you can make and much SAFER than today's stock market

* How to calculate EXACTLY when you'll be out of debt and financially free

I personally vouch for the excellent, easy-to-follow information provided in Leo's program.

P.S. Since it's Valentine's Week, I've arranged for you to get a $20 discount on his already-low-priced program. Just type the numbers 2020 in the coupon field and click APPLY.

By the way, when you get it, Leo's ALSO giving the following BONUSES COMPLIMENTARY:

1. Quick Start Video
2. The Debt Cruncher
3. The Greatest Money-Making Secret in History
4. Keys to Power Prosperity
5. What to Do When You Can't Pay Your Bills

Leo has helped a whole lot of people in the last 22 years (including thousands of Get Organized Now! readers) with this information. If you need a good plan to pay off your debts, this one is it.

Maria

P.S. Here's the link again for you:
getorganizednow.com/rd-leo.html

P.P.S. Don't forget to use coupon code 2020 to save $20.

Note: There are two ways you can purchase on the above link:

1) Credit Card: If you decide to use your credit card, be sure you check the box that says 'Use A Credit Card through Paypal' (you don't have to enter your email where it says Pay Pal email) and then click 'Check Out with Pay Pal.'

2) Pay with funds in your Pay Pal account: If you decide to use your Pay Pal account, enter your Pay Pal email address in the Pay Pal box provided and then click 'Check Out with Pay Pal.'

Access EVERYTHING BELOW (and more!) on my NEWLY DESIGNED Home Page. Visit:
getorganizednow.com

GON Inspiration and Motivation Life is filled with challenges. Here's some inspiration to ensure you don't give up...

GON Reader Organizing Tip A GON reader says, "Here's how I can always keep up with the laundry..."

Access EVERYTHING ABOVE (and more!) on my Home Page. Visit:
getorganizednow.com

Beware of little expenses; a small leak will sink a great ship. --Benjamin Franklin

I'd love to hear from you.

Comments, suggestions, or just to say hello. Just REPLY to this email with a short note.

And remember...Being organized creates a happier, healthier, more fulfilling life!

Warmly,

Maria Gracia
Get Organized Now!

getorganizednow.com

(c) Copyright 2020 by Maria Gracia, Get Organized Now!

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