This week, we're focusing on organizing everything money-related. Today is Day 6 and we'll be continuing with this subject for a total of 7 days. Here goes...

____ 16. Create a bill checklist. If you exclusively pay for bills online, and you wait to receive email invoices before you pay them, create a checklist listing every single bill you are expecting, for every month of the year. If an email invoice doesn't get through, you'll immediately be able to see that, go online, and pay the bill anyway. You are responsible for paying your bills on time, even if the bill does not arrive. Keep this checklist visible and check it every day so you will immediately catch a bill you're expecting.

____ 17. Communicate about finances. Very often, with couples, one person pays the bills and handles the finances. That being said, this doesn't mean the other person should be in-the-dark in regards to household finances. Talk regularly about expenses, spending, and your financial goals. Both people should know exactly how to handle the monthly bills, bank transfers, etc. I cannot tell you how many people I know who have lost their spouse to death or divorce, and have no idea how to handle their finances. If your spouse/significant other handles all these details, I highly encourage you to sit with him or her, find out what's being done and how, and write up very clear notes. Even if you do this, get a 'refresher course' from your spouse/significant other every six months or so...or rotate who handles the job (one person does all the bills and financial duties one month, and the other person handles these duties the next, and so on.) In addition, if you have kids, get them involved in basic money-handling conversations about saving, making budgets, expenses, etc. This will help them later in life.

____ 18. Keep past taxes organized. The general rule is, if you've never been audited and there's little chance you will be audited, old tax returns and records should be kept for 7 years. For most families, I recommend tax returns and supporting documentation in cardboard banker boxes kept out of the way. If you keep yours in the basement, be sure they're on shelves and off the floor...just in case of future water damage. Any past taxes older than that can generally be destroyed. Double check with your accountant if needed, and realize that if you've paid taxes to a foreign government in the past, keep those records for 10 years, as you may be entitled to a credit or deduction on your U.S. tax return.

To fast forward to making your debt disappear, visit:

getorganizednow.com/rd-leo.html

Getting and keeping your finances and financial health organized are both important aspects of good organizational habits. Today, I'm going to introduce someone to you who can help, if you need it, with your finances.

Leo Quinn, finance guru, has been providing financial education since 1997. He has been helping people live better lives by teaching them how to get rid of debt that's weighing them down, and by providing them with information that gives them financial freedom, security, and extra spending money as well.

I've known Leo Quinn for years now. He has been to my house. I've cooked dinner for him. I (and my family) have met up with Leo annually on trips to the east coast. I don't only consider him a business associate, but a good friend as well.

Leo has a program, called 'How to Own Your Paycheck Again' that is surprisingly simple. Once you understand it, it is very easy for anyone to follow...and it works regardless of your financial situation, your current job situation, or even the country you're from.

When you get it, you'll discover how to finally get control of your personal debt, and get rid of it...very quickly.

You'll learn:

* What to do if you can't always pay your bills on time

* Why paying off high interest debts first can be the slowest way out of debt

* Why paying extra money on more than one of your debts can actually keep you in debt longer

* Why having many debts can actually help you get out of debt faster

* Why your debts are often the very best investment you can make and much SAFER than today's stock market

* How to calculate EXACTLY when you'll be out of debt and financially free

I personally vouch for the excellent, easy-to-follow information provided in Leo's program.

P.S. Since it's Valentine's Week, I've arranged for you to get a $20 discount on his already-low-priced program. Just type the numbers 2020 in the coupon field and click APPLY.

By the way, when you get it, Leo's ALSO giving the following BONUSES COMPLIMENTARY:

1. Quick Start Video
2. The Debt Cruncher
3. The Greatest Money-Making Secret in History
4. Keys to Power Prosperity
5. What to Do When You Can't Pay Your Bills

Leo has helped a whole lot of people in the last 22 years (including thousands of Get Organized Now! readers) with this information. If you need a good plan to pay off your debts, this one is it.

Maria

P.S. Here's the link again for you:
getorganizednow.com/rd-leo.html

P.P.S. Don't forget to use coupon code 2020 to save $20.

Note: There are two ways you can purchase on the above link:

1) Credit Card: If you decide to use your credit card, be sure you check the box that says 'Use A Credit Card through Paypal' (you don't have to enter your email where it says Pay Pal email) and then click 'Check Out with Pay Pal.'

2) Pay with funds in your Pay Pal account: If you decide to use your Pay Pal account, enter your Pay Pal email address in the Pay Pal box provided and then click 'Check Out with Pay Pal.'

Access EVERYTHING BELOW (and more!) on my NEWLY DESIGNED Home Page. Visit:
getorganizednow.com

GON Inspiration and Motivation Life is filled with challenges. Here's some inspiration to ensure you don't give up...

GON Reader Organizing Tip A GON reader says, "Here's how I can always keep up with the laundry..."

Access EVERYTHING ABOVE (and more!) on my Home Page. Visit:
getorganizednow.com

Money, like emotions, is something you must control to keep your life on the right track. --Natasha Munson

I'd love to hear from you.

Comments, suggestions, or just to say hello. Just REPLY to this email with a short note.

And remember...Being organized creates a happier, healthier, more fulfilling life!

Warmly,

Maria Gracia
Get Organized Now!

getorganizednow.com

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