This week, we're focusing on organizing everything money-related. Today is Day 4 and we'll be continuing with this subject for a total of 7 days. Here goes...

____ 10. Watch your bank accounts like a hawk. Before you pay for something with your checking account (whether you're sending a paper check or a digital check), be absolutely certain you have enough money in your account to do so. Many banks charge for overdrafts, usually around $35 per transaction. Ouch! Of course, you can pay for overdraft protection from your bank, but really, is that any better? Your bills gets paid, but you still are paying high fees for the service. Keeping a close eye on your checking account will prevent unnecessary fees that can add up very quickly. This is probably not where you want your hard-earned money to go.

____ 11. Pay your bills on time. Some folks set up automatic deductions when a bill is due so that bill is paid automatically. This is fine if you always have enough money in the bank to cover that bill. If you're living week to week, automatic deductions to pay bills probably isn't a very good idea, because the chances of you overdrafting your account are high. Paying bills on time is important, of course, to avoid late fees and other challenges. Some people like to pay their bills as they arrive and others collect them to pay once a week or twice a month. Any of those methods are fine as long as the bills are getting paid by the due dates. When I receive bills in the mail, I immediately put a small sticky note on them with the due date written in thick marker. The bills then get placed in a 'clear' folder, organized by date (the bill that's due the soonest is on top). I then pay our bills (online) when they're due. Having them in one folder, by the way, ensures they don't get lost. My husband and I prefer paper statements, versus eBills. Email can be unreliable sometimes and it's easy for a bill to get lost in cyberspace, and a bill to go missing...which can result in a late payment.

____ 12. Invest in a shredder. Identity theft is rampant these days and financial paperwork you get in the mail is filled with personal information. Destroy the sections of your financial documents, credit card offers, etc. that contain confidential information...rather than just tossing them. Thieves will gladly dig through recycling bins and trash cans to steal your identity.

To fast forward to making your debt disappear, visit:

getorganizednow.com/rd-leo.html

Getting and keeping your finances and financial health organized are both important aspects of good organizational habits. Today, I'm going to introduce someone to you who can help, if you need it, with your finances.

Leo Quinn, finance guru, has been providing financial education since 1997. He has been helping people live better lives by teaching them how to get rid of debt that's weighing them down, and by providing them with information that gives them financial freedom, security, and extra spending money as well.

I've known Leo Quinn for years now. He has been to my house. I've cooked dinner for him. I (and my family) have met up with Leo annually on trips to the east coast. I don't only consider him a business associate, but a good friend as well.

Leo has a program, called 'How to Own Your Paycheck Again' that is surprisingly simple. Once you understand it, it is very easy for anyone to follow...and it works regardless of your financial situation, your current job situation, or even the country you're from.

When you get it, you'll discover how to finally get control of your personal debt, and get rid of it...very quickly.

You'll learn:

* What to do if you can't always pay your bills on time

* Why paying off high interest debts first can be the slowest way out of debt

* Why paying extra money on more than one of your debts can actually keep you in debt longer

* Why having many debts can actually help you get out of debt faster

* Why your debts are often the very best investment you can make and much SAFER than today's stock market

* How to calculate EXACTLY when you'll be out of debt and financially free

I personally vouch for the excellent, easy-to-follow information provided in Leo's program.

P.S. Since it's Valentine's Week, I've arranged for you to get a $20 discount on his already-low-priced program. Just type the numbers 2020 in the coupon field and click APPLY.

By the way, when you get it, Leo's ALSO giving the following BONUSES COMPLIMENTARY:

1. Quick Start Video
2. The Debt Cruncher
3. The Greatest Money-Making Secret in History
4. Keys to Power Prosperity
5. What to Do When You Can't Pay Your Bills

Leo has helped a whole lot of people in the last 22 years (including thousands of Get Organized Now! readers) with this information. If you need a good plan to pay off your debts, this one is it.

Maria

P.S. Here's the link again for you:
getorganizednow.com/rd-leo.html

P.P.S. Don't forget to use coupon code 2020 to save $20.

Note: There are two ways you can purchase on the above link:

1) Credit Card: If you decide to use your credit card, be sure you check the box that says 'Use A Credit Card through Paypal' (you don't have to enter your email where it says Pay Pal email) and then click 'Check Out with Pay Pal.'

2) Pay with funds in your Pay Pal account: If you decide to use your Pay Pal account, enter your Pay Pal email address in the Pay Pal box provided and then click 'Check Out with Pay Pal.'

Access EVERYTHING BELOW (and more!) on my NEWLY DESIGNED Home Page. Visit:
getorganizednow.com

GON Inspiration and Motivation Life is filled with challenges. Here's some inspiration to ensure you don't give up...

GON Reader Organizing Tip A GON reader says, "Here's how I can always keep up with the laundry..."

Access EVERYTHING ABOVE (and more!) on my Home Page. Visit:
getorganizednow.com

'Do not save what is left after spending, but spend what is left after saving.' --Warren Buffet

I'd love to hear from you.

Comments, suggestions, or just to say hello. Just REPLY to this email with a short note.

And remember...Being organized creates a happier, healthier, more fulfilling life!

Warmly,

Maria Gracia
Get Organized Now!

getorganizednow.com

(c) Copyright 2020 by Maria Gracia, Get Organized Now!

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