20 Easy Ways to Start Saving Money Today
Saving money doesn’t have to mean big sacrifices or complicated spreadsheets. In fact, some of the most effective money-saving habits are the small, almost boring ones...the kind you can start today, without changing your lifestyle in any dramatic way. Think of this as momentum-building, not restriction.
Here are 20 easy, low-effort ways to start saving money right now:
1. Use what you already have first before buying another version of it.
2. Pause before checkout, online or in-store, and ask if it’s a want or a need.
3. Declutter one small space so you stop rebuying lost or forgotten items.
4. Make coffee at home today if you usually buy it out.
5. Eat one meal from your pantry or freezer instead of shopping.
6. Be mindful of promotional emails and open only the ones that truly interest you.
7. Sleep on non-urgent purchases so you’re choosing intentionally, not impulsively.
8. Use up nearly-empty products before opening new ones.
9. Pare down duplicates (chargers, notebooks, lip balms, scissors).
10. Sell or donate items you no longer use instead of storing them.
11. Put loose change or small bills aside instead of spending them.
12. Turn off auto-buy habits that sneak spending into your week.
13. The next time you're considering going shopping, shop your closet
14. Borrow instead of buying when it makes sense.
15. Track just one day of spending to build awareness, not guilt.
16. Skip one convenience purchase you don’t truly need.
17. Repair before replacing when possible.
18. Choose one simple savings goal
19. Avoid “just browsing.” It often leads to unplanned spending.
20.
Celebrate small wins. Saving money builds confidence over time.
Saving money isn’t about doing everything perfectly. It’s about making a few thoughtful choices that add up...less clutter, fewer impulse buys, and more intention behind how your money moves.
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Here's what just one GON reader had to say...
"I tried the ‘clear one square foot’ experiment from your December 18 newsletter, just a tiny corner of my kitchen counter.
At first
I thought it would be so small, but when I walked by later in the day, my whole mood felt lighter.
I then actually cleared more surfaces without even planning to! It took less than five minutes, but it made a noticeable difference in
how calm my space felt."
-- Mary L., Miami, FL
